HOME BUYER EDUCATION CLASSES

Facilitated by In Affordable Housing staff, our home buyer education classes feature industry professionals who thoroughly guide you through the home purchasing process and answer your questions.   Classes are held twice a month (unless otherwise specified) from 9 a.m. to 2 p.m., at Willie Hinton Center, 3805 West 12th in  Little Rock.  Costs are $50 for an individual and $75 for a couple. Click here to download our current schedule.  Click here to register

 

 

ONLINE HBE CLASSES

Through eHome America, we offer a comprehensive online homebuyer counseling class that leads you through each step of a home purchase.  There is a $99 fee that you pay on the site. Your certificate will be good for one year from the date issued.  Certain lenders and home assistance programs such as the bond loan, ADDI, and USDA require that borrowers complete an HBE class and earn a certificate. However, check with your lender to see if they do accept our online training in lieu of an in-person class.  Please plan ahead and allow up to 2 days for your certificate to be emailed to you if you are closing on your soon. Only signed certificates from In Affordable Housing are valid.

 

 

HOME PURCHASE ASSISTANCE

Downpayment, closing costs, and special loan programs are available to help you purchase your home. First-time home buyers must complete a homeownership education class in person or online to start the process. Assistance may be in the form of downpayment and closing costs and special loan programs.

 

 

CREDIT AND BUDGET COACHING

We also offer credit counseling. We help you create a budget, set goals, address credit concerns, build your score and help you pursue your desire to purchase a home.  We will pull a copy of your credit report that is representative of the report that mortgage companies use to approve or deny loans. From your score, we can determine if you are mortgage ready; or if you need further coaching.

 

 

FREE FORECLOSURE COUNSELING

If you are behind on your mortgage, contact us today at 501-221-2203. Allowing us to assist you with your foreclosure matter provides you with an advocate and an expert who can educate you and support you in your efforts to deal with your hardship. We will help you communicate and negotiate with your lender, apply for assistance through government programs and understand all of the options that are available to you. Prior to the meeting, complete this intake form as thoroughly as possible and bring copies of the following to the meeting:

 

  • Photo ID

  • Copy of your mortgage/deed of trust (legal documents given to you at closing)

  • All correspondence from the mortgage company or its attorney, even if it’s unopened

  • All documents from the court or the sheriff regarding a foreclosure, if applicable

  • Most recent pay stubs for all employment. If you are unemployed bring any income award letters such as SSI, SSD, pension, unemployment income

  • Last two months of all bank statements

  • A list of all bills

  • A recent utility bill

  • Last 2 years tax returns

 

 

General Information

3224 Shackleford Pass

Little Rock, AR 72205

1/2 mile  south of Shackleford Crossing Shopping Center on right

ADA accessible

T: 501-221-2203

F: 501-221-2279

E: inaffordable@gmail.com

W: in-affordablehousing.org

 

Monday - Friday

9 a.m. to 5 p.m.

Closed major holidays

Mission

Since 1994, our mission has been to create and preserve affordable housing opportunities that creates upward mobility for families with modest incomes through training, financial education and advocacy  and encourage economic development and targeted community investment partnerships through those who share in our belief.

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January 12 & 26

February 9 & 23

March 9 & 23

April 6 & 29

May 4 & 18

June 8 & 29

July 13

August 10

September 7

October 5

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December 6

Home Buyer Online Resources